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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$593,254$576,000
Remaining term (yrs)29.130.0
Secondary amount$0$0
Funding fee$2,966$0
Note rate6.19%7.18%
Blended rate6.19%7.42%
1st payment$3,665.66$3,902.02
2nd payment$0.00$0.00
Taxes / mo$221.75$221.75
Insurance / mo$166.67$166.67
MI / mo$0.00$115.20
HOA / mo$146.00$146.00
Total monthly$4,200.08$4,551.64
Cash to close$46,746$64,000