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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$360,947$341,910
Remaining term (yrs)26.330.0
Secondary amount$0$0
Funding fee$1,805$0
Note rate6.15%7.18%
Blended rate6.15%7.42%
1st payment$2,305.99$2,316.22
2nd payment$0.00$0.00
Taxes / mo$138.67$138.67
Insurance / mo$150.00$150.00
MI / mo$0.00$68.38
HOA / mo$50.00$50.00
Total monthly$2,644.66$2,723.27
Cash to close$18,953$37,990