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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$390,960$374,310
Remaining term (yrs)27.330.0
Secondary amount$0$0
Funding fee$1,955$0
Note rate6.6%7.18%
Blended rate6.6%7.42%
1st payment$2,573.80$2,535.71
2nd payment$0.00$0.00
Taxes / mo$139.17$139.17
Insurance / mo$150.00$150.00
MI / mo$0.00$74.86
HOA / mo$5.67$5.67
Total monthly$2,868.63$2,905.40
Cash to close$24,940$41,590