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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$422,253$395,100
Remaining term (yrs)28.530.0
Secondary amount$0$0
Funding fee$2,111$0
Note rate6.65%7.18%
Blended rate6.65%7.42%
1st payment$2,753.69$2,676.55
2nd payment$0.00$0.00
Taxes / mo$13.08$13.08
Insurance / mo$150.00$150.00
MI / mo$0.00$79.02
HOA / mo$90.00$90.00
Total monthly$3,006.77$3,008.65
Cash to close$16,747$43,900