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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$264,908$251,910
Remaining term (yrs)29.530.0
Secondary amount$0$0
Funding fee$1,325$0
Note rate6.22%7.18%
Blended rate6.22%7.42%
1st payment$1,633.79$1,706.53
2nd payment$0.00$0.00
Taxes / mo$71.83$71.83
Insurance / mo$150.00$150.00
MI / mo$0.00$50.38
HOA / mo$0.00$0.00
Total monthly$1,855.63$1,978.74
Cash to close$14,992$27,990