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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$405,241$382,500
Remaining term (yrs)27.130.0
Secondary amount$0$0
Funding fee$2,026$0
Note rate7.76%7.18%
Blended rate7.76%7.42%
1st payment$2,985.68$2,591.19
2nd payment$0.00$0.00
Taxes / mo$192.83$192.83
Insurance / mo$150.00$150.00
MI / mo$0.00$76.50
HOA / mo$167.00$167.00
Total monthly$3,495.51$3,177.52
Cash to close$19,759$42,500