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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$896,083$854,100
Remaining term (yrs)28.930.0
Secondary amount$0$0
Funding fee$4,480$0
Note rate6.58%7.18%
Blended rate6.58%7.42%
1st payment$5,774.65$5,785.97
2nd payment$0.00$0.00
Taxes / mo$523.08$523.08
Insurance / mo$216.67$216.67
MI / mo$0.00$170.82
HOA / mo$146.00$146.00
Total monthly$6,660.40$6,842.54
Cash to close$52,917$94,900