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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$333,360$292,499
Remaining term (yrs)27.030.0
Secondary amount$0$0
Funding fee$0$0
Note rate7.31%7.18%
Blended rate7.86%7.42%
1st payment$2,358.37$1,981.49
2nd payment$0.00$0.00
Taxes / mo$65.33$65.33
Insurance / mo$150.00$150.00
MI / mo$157.51$58.50
HOA / mo$0.00$0.00
Total monthly$2,731.21$2,255.32
Cash to close$0$32,500