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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$339,599$337,410
Remaining term (yrs)28.230.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.91%7.18%
Blended rate7.46%7.42%
1st payment$2,279.05$2,285.73
2nd payment$0.00$0.00
Taxes / mo$105.25$105.25
Insurance / mo$150.00$150.00
MI / mo$158.44$67.48
HOA / mo$90.00$90.00
Total monthly$2,782.75$2,698.46
Cash to close$35,301$37,490