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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$353,283$348,300
Remaining term (yrs)26.230.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.33%7.18%
Blended rate7.18%7.42%
1st payment$2,299.74$2,359.51
2nd payment$0.00$0.00
Taxes / mo$85.83$85.83
Insurance / mo$150.00$150.00
MI / mo$262.35$69.66
HOA / mo$0.00$0.00
Total monthly$2,797.92$2,665.00
Cash to close$33,717$38,700