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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$267,452$265,500
Remaining term (yrs)26.330.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.42%7.18%
Blended rate6.97%7.42%
1st payment$1,754.06$1,798.59
2nd payment$0.00$0.00
Taxes / mo$112.00$112.00
Insurance / mo$150.00$150.00
MI / mo$128.26$53.10
HOA / mo$75.00$75.00
Total monthly$2,219.32$2,188.69
Cash to close$27,548$29,500