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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$354,599$332,100
Remaining term (yrs)28.030.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.12%7.18%
Blended rate6.67%7.42%
1st payment$2,205.66$2,249.76
2nd payment$0.00$0.00
Taxes / mo$124.83$124.83
Insurance / mo$150.00$150.00
MI / mo$166.47$66.42
HOA / mo$66.67$66.67
Total monthly$2,713.63$2,657.68
Cash to close$14,401$36,900