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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$481,063$449,100
Remaining term (yrs)28.430.0
Secondary amount$0$0
Funding fee$2,405$0
Note rate6.76%7.18%
Blended rate6.76%7.42%
1st payment$3,174.90$3,042.36
2nd payment$0.00$0.00
Taxes / mo$151.83$151.83
Insurance / mo$166.67$166.67
MI / mo$0.00$89.82
HOA / mo$71.67$71.67
Total monthly$3,565.07$3,522.35
Cash to close$17,937$49,900