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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$394,655$300,600
Remaining term (yrs)27.330.0
Secondary amount$0$0
Funding fee$1,973$0
Note rate6.66%7.18%
Blended rate6.66%7.42%
1st payment$2,613.39$2,036.37
2nd payment$0.00$0.00
Taxes / mo$189.58$189.58
Insurance / mo$150.00$150.00
MI / mo$0.00$60.12
HOA / mo$108.00$108.00
Total monthly$3,060.97$2,544.07
Cash to close$0$33,400