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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$408,617$311,400
Remaining term (yrs)29.030.0
Secondary amount$0$0
Funding fee$2,043$0
Note rate6.3%7.18%
Blended rate6.3%7.42%
1st payment$2,556.36$2,109.53
2nd payment$0.00$0.00
Taxes / mo$63.00$63.00
Insurance / mo$150.00$150.00
MI / mo$0.00$62.28
HOA / mo$45.67$45.67
Total monthly$2,815.03$2,430.48
Cash to close$0$34,600