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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$451,705$427,500
Remaining term (yrs)27.630.0
Secondary amount$0$0
Funding fee$2,259$0
Note rate7.1%7.18%
Blended rate7.1%7.42%
1st payment$3,111.51$2,896.03
2nd payment$0.00$0.00
Taxes / mo$156.92$156.92
Insurance / mo$166.67$166.67
MI / mo$0.00$85.50
HOA / mo$111.00$111.00
Total monthly$3,546.09$3,416.12
Cash to close$23,295$47,500