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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$369,720$359,910
Remaining term (yrs)25.030.0
Secondary amount$0$0
Funding fee$1,849$0
Note rate2.99%7.18%
Blended rate2.99%7.42%
1st payment$1,747.42$2,438.16
2nd payment$0.00$0.00
Taxes / mo$135.08$135.08
Insurance / mo$150.00$150.00
MI / mo$0.00$71.98
HOA / mo$82.00$82.00
Total monthly$2,114.50$2,877.22
Cash to close$30,180$39,990