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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$392,646$393,750
Remaining term (yrs)28.230.0
Secondary amount$0$0
Funding fee$1,963$0
Note rate6.69%7.18%
Blended rate6.69%7.42%
1st payment$2,578.44$2,667.40
2nd payment$0.00$0.00
Taxes / mo$158.92$158.92
Insurance / mo$150.00$150.00
MI / mo$0.00$78.75
HOA / mo$120.00$120.00
Total monthly$3,007.36$3,175.07
Cash to close$44,854$43,750