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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$531,616$441,000
Remaining term (yrs)25.630.0
Secondary amount$0$0
Funding fee$2,658$0
Note rate5.1%7.18%
Blended rate5.1%7.42%
1st payment$3,093.73$2,987.49
2nd payment$0.00$0.00
Taxes / mo$249.25$249.25
Insurance / mo$166.67$166.67
MI / mo$0.00$88.20
HOA / mo$125.00$125.00
Total monthly$3,634.64$3,616.60
Cash to close$0$49,000