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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$533,170$449,910
Remaining term (yrs)27.230.0
Secondary amount$0$0
Funding fee$2,666$0
Note rate6.95%7.18%
Blended rate6.95%7.42%
1st payment$3,634.76$3,047.85
2nd payment$0.00$0.00
Taxes / mo$229.58$229.58
Insurance / mo$166.67$166.67
MI / mo$0.00$89.98
HOA / mo$291.33$291.33
Total monthly$4,322.34$3,825.41
Cash to close$0$49,990