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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$934,770$890,100
Remaining term (yrs)26.230.0
Secondary amount$0$0
Funding fee$4,674$0
Note rate5.84%7.18%
Blended rate5.84%7.42%
1st payment$5,799.92$6,029.85
2nd payment$0.00$0.00
Taxes / mo$432.92$432.92
Insurance / mo$216.67$216.67
MI / mo$0.00$178.02
HOA / mo$0.00$0.00
Total monthly$6,449.50$6,857.45
Cash to close$54,230$98,900