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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$387,365$324,000
Remaining term (yrs)28.630.0
Secondary amount$0$0
Funding fee$1,937$0
Note rate6.85%7.18%
Blended rate6.85%7.42%
1st payment$2,572.15$2,194.89
2nd payment$0.00$0.00
Taxes / mo$145.00$145.00
Insurance / mo$150.00$150.00
MI / mo$0.00$64.80
HOA / mo$66.67$66.67
Total monthly$2,933.82$2,621.36
Cash to close$0$36,000