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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$286,651$188,910
Remaining term (yrs)25.630.0
Secondary amount$0$0
Funding fee$1,433$0
Note rate5.78%7.18%
Blended rate5.78%7.42%
1st payment$1,785.13$1,279.74
2nd payment$0.00$0.00
Taxes / mo$111.08$111.08
Insurance / mo$150.00$150.00
MI / mo$0.00$37.78
HOA / mo$0.00$0.00
Total monthly$2,046.21$1,578.61
Cash to close$0$20,990