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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$498,806$486,000
Remaining term (yrs)26.630.0
Secondary amount$0$0
Funding fee$2,494$0
Note rate6.43%7.18%
Blended rate6.43%7.42%
1st payment$3,262.85$3,292.33
2nd payment$0.00$0.00
Taxes / mo$116.58$116.58
Insurance / mo$166.67$166.67
MI / mo$0.00$97.20
HOA / mo$26.67$26.67
Total monthly$3,572.77$3,699.45
Cash to close$41,194$54,000