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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$386,909$369,000
Remaining term (yrs)27.730.0
Secondary amount$0$0
Funding fee$1,935$0
Note rate6.86%7.18%
Blended rate6.86%7.42%
1st payment$2,599.04$2,499.73
2nd payment$0.00$0.00
Taxes / mo$133.33$133.33
Insurance / mo$150.00$150.00
MI / mo$0.00$73.80
HOA / mo$125.00$125.00
Total monthly$3,007.37$2,981.87
Cash to close$23,091$41,000