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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$306,029$305,100
Remaining term (yrs)27.830.0
Secondary amount$0$0
Funding fee$1,530$0
Note rate6.89%7.18%
Blended rate6.89%7.42%
1st payment$2,059.70$2,066.85
2nd payment$0.00$0.00
Taxes / mo$62.92$62.92
Insurance / mo$150.00$150.00
MI / mo$0.00$61.02
HOA / mo$180.00$180.00
Total monthly$2,452.62$2,520.79
Cash to close$32,971$33,900