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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$389,317$348,390
Remaining term (yrs)29.130.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.23%7.18%
Blended rate6.78%7.42%
1st payment$2,413.15$2,360.12
2nd payment$0.00$0.00
Taxes / mo$177.00$177.00
Insurance / mo$150.00$150.00
MI / mo$180.01$69.68
HOA / mo$0.00$0.00
Total monthly$2,920.17$2,756.79
Cash to close$0$38,710