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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$596,508$576,000
Remaining term (yrs)26.730.0
Secondary amount$0$0
Funding fee$2,983$0
Note rate6.81%7.18%
Blended rate6.81%7.42%
1st payment$4,038.02$3,902.02
2nd payment$0.00$0.00
Taxes / mo$278.42$278.42
Insurance / mo$166.67$166.67
MI / mo$0.00$115.20
HOA / mo$89.00$89.00
Total monthly$4,572.10$4,551.31
Cash to close$43,492$64,000