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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$378,807$359,999
Remaining term (yrs)26.330.0
Secondary amount$0$0
Funding fee$1,894$0
Note rate6.12%7.18%
Blended rate6.12%7.42%
1st payment$2,413.00$2,438.76
2nd payment$0.00$0.00
Taxes / mo$161.25$161.25
Insurance / mo$150.00$150.00
MI / mo$0.00$72.00
HOA / mo$98.00$98.00
Total monthly$2,822.25$2,920.01
Cash to close$21,192$40,000