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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$335,419$301,410
Remaining term (yrs)26.630.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.71%7.18%
Blended rate7.26%7.42%
1st payment$2,251.49$2,041.86
2nd payment$0.00$0.00
Taxes / mo$157.25$157.25
Insurance / mo$150.00$150.00
MI / mo$159.76$60.28
HOA / mo$105.00$105.00
Total monthly$2,823.49$2,514.39
Cash to close$0$33,490