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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$866,648$787,500
Remaining term (yrs)28.830.0
Secondary amount$0$0
Funding fee$4,333$0
Note rate6.5%7.18%
Blended rate6.5%7.42%
1st payment$5,545.13$5,334.80
2nd payment$0.00$0.00
Taxes / mo$156.08$156.08
Insurance / mo$216.67$216.67
MI / mo$0.00$157.50
HOA / mo$76.67$76.67
Total monthly$5,994.55$5,941.72
Cash to close$8,352$87,500