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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$378,506$377,910
Remaining term (yrs)27.630.0
Secondary amount$0$0
Funding fee$0$0
Note rate7.17%7.18%
Blended rate7.72%7.42%
1st payment$2,624.77$2,560.09
2nd payment$0.00$0.00
Taxes / mo$124.67$124.67
Insurance / mo$150.00$150.00
MI / mo$177.76$75.58
HOA / mo$48.33$48.33
Total monthly$3,125.53$2,958.67
Cash to close$41,394$41,990