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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$469,645$391,410
Remaining term (yrs)27.230.0
Secondary amount$0$0
Funding fee$2,348$0
Note rate6.66%7.18%
Blended rate6.66%7.42%
1st payment$3,113.31$2,651.55
2nd payment$0.00$0.00
Taxes / mo$149.58$149.58
Insurance / mo$150.00$150.00
MI / mo$0.00$78.28
HOA / mo$114.00$114.00
Total monthly$3,526.89$3,143.41
Cash to close$0$43,490