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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$794,173$728,100
Remaining term (yrs)29.130.0
Secondary amount$0$0
Funding fee$3,971$0
Note rate6.23%7.18%
Blended rate6.23%7.42%
1st payment$4,922.62$4,932.40
2nd payment$0.00$0.00
Taxes / mo$231.50$231.50
Insurance / mo$216.67$216.67
MI / mo$0.00$145.62
HOA / mo$116.00$116.00
Total monthly$5,486.79$5,642.19
Cash to close$14,827$80,900