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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$458,137$391,410
Remaining term (yrs)27.730.0
Secondary amount$0$0
Funding fee$2,291$0
Note rate6.87%7.18%
Blended rate6.87%7.42%
1st payment$3,080.51$2,651.55
2nd payment$0.00$0.00
Taxes / mo$3.58$3.58
Insurance / mo$150.00$150.00
MI / mo$0.00$78.28
HOA / mo$12.92$12.92
Total monthly$3,247.01$2,896.33
Cash to close$0$43,490