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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$483,852$458,991
Remaining term (yrs)27.130.0
Secondary amount$0$0
Funding fee$0$0
Note rate4.99%7.18%
Blended rate5.54%7.42%
1st payment$2,709.58$3,109.36
2nd payment$0.00$0.00
Taxes / mo$184.50$184.50
Insurance / mo$0.00$0.00
MI / mo$231.61$91.80
HOA / mo$153.00$153.00
Total monthly$3,278.68$3,538.66
Cash to close$26,138$50,999