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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$752,533$752,533$737,991
Remaining term (yrs)29.129.130.0
Secondary amount$0$26,457$0
Funding fee$3,763$3,763$0
Note rate6.19%6.19%7.18%
Blended rate6.19%6.383%7.42%
1st payment$4,649.83$4,649.83$4,999.41
2nd payment$0.00$261.82$0.00
Taxes / mo$91.25$91.25$91.25
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$147.60
HOA / mo$129.00$129.00$129.00
Total monthly$5,086.75$5,348.57$5,583.92
Cash to close$67,457$41,000$81,999