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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$266,496$267,750
Remaining term (yrs)25.230.0
Secondary amount$0$0
Funding fee$1,332$0
Note rate3.12%7.18%
Blended rate3.12%7.42%
1st payment$1,269.33$1,813.83
2nd payment$0.00$0.00
Taxes / mo$131.00$131.00
Insurance / mo$150.00$150.00
MI / mo$0.00$53.55
HOA / mo$0.00$0.00
Total monthly$1,550.33$2,148.38
Cash to close$31,004$29,750