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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$380,249$359,999
Remaining term (yrs)29.130.0
Secondary amount$0$0
Funding fee$1,901$0
Note rate6.22%7.18%
Blended rate6.22%7.42%
1st payment$2,356.87$2,438.76
2nd payment$0.00$0.00
Taxes / mo$101.17$101.17
Insurance / mo$150.00$150.00
MI / mo$0.00$72.00
HOA / mo$79.00$79.00
Total monthly$2,687.03$2,840.93
Cash to close$19,750$40,000