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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$445,357$418,500
Remaining term (yrs)26.030.0
Secondary amount$0$0
Funding fee$2,227$0
Note rate5.89%7.18%
Blended rate5.89%7.42%
1st payment$2,788.16$2,835.06
2nd payment$0.00$0.00
Taxes / mo$108.17$108.17
Insurance / mo$166.67$166.67
MI / mo$0.00$83.70
HOA / mo$76.00$76.00
Total monthly$3,138.99$3,269.60
Cash to close$19,643$46,500