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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$388,710$377,100
Remaining term (yrs)26.230.0
Secondary amount$0$0
Funding fee$1,944$0
Note rate6.48%7.18%
Blended rate6.48%7.42%
1st payment$2,567.17$2,554.61
2nd payment$0.00$0.00
Taxes / mo$115.58$115.58
Insurance / mo$150.00$150.00
MI / mo$0.00$75.42
HOA / mo$115.00$115.00
Total monthly$2,947.75$3,010.61
Cash to close$30,290$41,900