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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$410,653$391,500
Remaining term (yrs)29.430.0
Secondary amount$0$0
Funding fee$2,053$0
Note rate6.11%7.18%
Blended rate6.11%7.42%
1st payment$2,506.03$2,652.16
2nd payment$0.00$0.00
Taxes / mo$186.00$186.00
Insurance / mo$150.00$150.00
MI / mo$0.00$78.30
HOA / mo$163.00$163.00
Total monthly$3,005.03$3,229.46
Cash to close$24,347$43,500