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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$483,236$360,000
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$2,416$0
Note rate6.46%7.18%
Blended rate6.46%7.42%
1st payment$3,114.16$2,438.77
2nd payment$0.00$0.00
Taxes / mo$173.00$173.00
Insurance / mo$150.00$150.00
MI / mo$0.00$72.00
HOA / mo$163.00$163.00
Total monthly$3,600.16$2,996.77
Cash to close$0$40,000