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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$288,165$279,000
Remaining term (yrs)28.830.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.63%7.18%
Blended rate7.18%7.42%
1st payment$1,868.24$1,890.04
2nd payment$0.00$0.00
Taxes / mo$78.08$78.08
Insurance / mo$150.00$150.00
MI / mo$133.66$55.80
HOA / mo$0.00$0.00
Total monthly$2,229.98$2,173.93
Cash to close$21,835$31,000