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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$551,517$521,910
Remaining term (yrs)27.630.0
Secondary amount$0$0
Funding fee$2,758$0
Note rate7.22%7.18%
Blended rate7.22%7.42%
1st payment$3,842.77$3,535.60
2nd payment$0.00$0.00
Taxes / mo$137.75$137.75
Insurance / mo$166.67$166.67
MI / mo$0.00$104.38
HOA / mo$100.00$100.00
Total monthly$4,247.19$4,044.40
Cash to close$28,383$57,990