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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$277,112$269,100
Remaining term (yrs)28.230.0
Secondary amount$0$0
Funding fee$1,386$0
Note rate6.78%7.18%
Blended rate6.78%7.42%
1st payment$1,837.84$1,822.98
2nd payment$0.00$0.00
Taxes / mo$70.50$70.50
Insurance / mo$150.00$150.00
MI / mo$0.00$53.82
HOA / mo$112.00$112.00
Total monthly$2,170.34$2,209.30
Cash to close$21,888$29,900