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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$333,015$332,910
Remaining term (yrs)28.930.0
Secondary amount$0$0
Funding fee$1,665$0
Note rate6.3%7.18%
Blended rate6.3%7.42%
1st payment$2,085.48$2,255.25
2nd payment$0.00$0.00
Taxes / mo$102.83$102.83
Insurance / mo$150.00$150.00
MI / mo$0.00$66.58
HOA / mo$0.00$0.00
Total monthly$2,338.31$2,574.66
Cash to close$36,885$36,990