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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$606,391$583,200
Remaining term (yrs)29.030.0
Secondary amount$0$0
Funding fee$3,032$0
Note rate6.22%7.18%
Blended rate6.22%7.42%
1st payment$3,762.36$3,950.80
2nd payment$0.00$0.00
Taxes / mo$342.58$342.58
Insurance / mo$166.67$166.67
MI / mo$0.00$116.64
HOA / mo$146.00$146.00
Total monthly$4,417.61$4,722.69
Cash to close$41,609$64,800