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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$267,410$256,500
Remaining term (yrs)27.130.0
Secondary amount$0$0
Funding fee$0$0
Note rate7.63%7.18%
Blended rate8.18%7.42%
1st payment$1,946.87$1,737.62
2nd payment$0.00$0.00
Taxes / mo$60.33$60.33
Insurance / mo$150.00$150.00
MI / mo$126.01$51.30
HOA / mo$0.00$0.00
Total monthly$2,283.21$1,999.25
Cash to close$17,590$28,500