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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$336,293$292,410
Remaining term (yrs)27.330.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.6%7.18%
Blended rate7.15%7.42%
1st payment$2,213.91$1,980.89
2nd payment$0.00$0.00
Taxes / mo$159.55$159.55
Insurance / mo$150.00$150.00
MI / mo$158.88$58.48
HOA / mo$82.00$82.00
Total monthly$2,764.34$2,430.92
Cash to close$0$32,490